Texas, the “Lone Star State,” is famously known for its BBQ, live music, and its consistently hot, hot weather. Oh—and there’s The Alamo in San Antonio, too. If you are a homeowner living in Texas and you’re searching for a home warranty company that does business in your state, you’ve come to the right place. These are the best home warranty companies that do business in Texas—and what to consider if you live there.
Understanding Residential Service Contracts (aka Home Warranties) In Texas
This may come as a surprise, but not all home warranty companies offer home warranty coverage or even operate in all 50 states. This is because every state is different with how it decides to govern home warranties and what it requires home warranty companies to provide in order to do business within their state lines.
Here’s what it takes for home warranty companies to operate and do business in Texas:
In Texas, the agency that oversees residential service contracts (usually referred to as a home warranty or a home service contract) is TREC, or the Texas Real Estate Commission. Residential Service Companies (RSCs) (home warranty companies) have to be licensed by TREC in order to sell a home warranty in the state of Texas.
As a state, California is pretty strict about what they require of home warranty companies—and Texas follows suit. To maintain a license, RSCs must submit an annual report, a mid-year report, and an application to amend contracts, charges, and discounts to TREC. The Texas Real Estate Commission aims to be a resource for Texas consumers. They offer a number of valuable resources, showcase a comprehensive list of companies who are licensed to sell in Texas, and focus on the importance of transparency, conflict resolution, and consumer support.
In Case You Need A Refresher...“What’s A Home Warranty Again?”
A home warranty is not required when purchasing a home, though it is usually offered when someone is buying or selling a home. A home warranty can cover a wide range of systems and appliances, including plumbing systems, electrical systems, water heater systems, and everyday appliances, like dishwashers, refrigerators, and washers and dryers. If there’s mechanical failure of a covered item due to normal wear and tear, the home warranty company will cover the cost to repair or replace it. In exchange, customers are responsible for paying a monthly or annual fee as well as service fees.
Which Home Warranty Companies Provide Services In Texas?
These are a handful of the best home warranty companies that offer home warranty coverage and protection in Texas:
• American Home Shield of Texas—One of the oldest and largest home warranty companies in existence today.
• The Home Service Club—They’ve won HomeWarrantyReviews.com “Best in Service” award twice. In 2018, they were named “Editor’s Choice.”
• 2-10 Home Buyers Warranty—This accredited home warranty company has been in business for nearly 40 years.
• Choice Home Warranty—Their comprehensive, flexible plans are value-priced for the Texas market.
• Fidelity National Home Warranty Company—It doesn’t matter what kind of residence you live in, Fidelity will keep you covered.
• First American Home Warranty—This highly digital home warranty company serves more than 450,000 customers and is keeping up with the times and the modern consumer.
• Home Warranty of America—Home to the 13-month home warranty plan with an environmentally-friendly focus.
• Old Republic Home Warranty—One of the oldest and top-rated home warranty companies that also offers Spanish translation, contractor referral portals, and reciprocal loyalty.
What If I Have Questions About My Coverage or My Home Warranty Company In Texas?
Not every state offers as an extensive home warranty resource for consumers like Texas does. On the TREC website, consumers can browse which home warranty companies are licensed to sell home warranty contracts in Texas. The names of the home warranty companies in Texas, the company’s contact, telephone number, and address are all publicly listed in an easy-to-view list.
What Is The RSC Ombudsman Program In Texas?
TREC offers an RSC Ombudsman Program as an option for consumers. If any issues come up with your home warranty company, like a home warranty claim delay or a denial of service, consumers can rely on the RSC Ombudsman Program to provide an intermediary between them and the home warranty company.
If you’d like to learn more or seek an intermediary, you can contact the RSC Ombudsman at 512-936-3049.
What If I Don’t Live in Texas? What Are The Best Home Warranty Companies In My State?
If you’re looking for a home warranty plan but don’t live in Texas, check out the Compare Home Warranty Quotes State Licensing Guide or explore home warranty policies state-by-state to see what’s important to know in your home state. Compare Home Warranty Quotes’ guides are meant to help consumers understand which regulating authority keeps tabs on home warranty companies in each state. Should an issue arise for those who live in Texas, for instance, consumers there can reach out to TREC to file a complaint.
To start searching for home warranty companies that offer coverage where you live, enter your zip code and Compare Home Warranty Quotes will automatically select the top companies that service your area and even request a quote for you.