Indiana guide · Updated October 22, 2026

Best Home Warranty Companies in Indiana

Indiana homeowners deal with cold winters and warm, humid summers, so furnaces and air conditioners both earn their keep. A home warranty can help pay for covered repairs when those systems and your appliances wear out.

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Availability changes by ZIP code. Enter yours to compare current plans and service fees side by side.

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Home warranty companies serving Indiana

Listed in no particular order — not a ranking. The best fit depends on your home, your budget and the coverage you want.

Choice Home Warranty

Serves the state

Sells plans in this state. Pricing is shared in your personalized quote.

American Home Shield

Most areas

Serves most of the state, but its latest targeting list excludes some ZIP codes here.

Select Home Warranty

Serves the state

Sells plans in this state. Enter your ZIP to see its published starting prices and service fees.

First American Home Warranty

Some ZIP codes

Serves many, but not all, ZIP codes in this state. Your ZIP decides whether it appears.

We based this list on territory info we recorded on October 21, 2026. It may have changed since then. Enter your ZIP to compare. Check with the company that they serve your address before you buy.

What Indiana homeowners should check

Furnaces and AC both matter

You rely on heating and cooling at different times of year. Make sure both are covered and compare each plan's limits.

Basements and sump pumps

Many homes have basements with sump pumps and water heaters. Check whether sump pumps are included or an add-on.

Freeze-related exclusions

Some plans limit coverage for damage caused by freezing. Read the exclusions before you buy.

How Indiana regulates home warranties

Agency: Indiana Department of Insurance and Attorney General

Law: Rules for home service contracts not confirmed

This provisional summary, its classification and the agency's role still need current-law review. Confirm with the official state resource.

Visit the agency site · All 50 states

Common questions

Are home warranty companies regulated in Indiana?

Rules for home service contracts not confirmed. This provisional summary, its program classification and the agency's role still need review against current state law. Start with the official state resource and confirm before relying on it.

Is a home warranty worth it in Indiana?

It depends on the age of your systems and appliances and how you'd handle a sudden repair bill. Compare plans and service fees for your ZIP before deciding.

Which home warranty companies serve my Indiana address?

Availability can vary by ZIP code. Enter yours and the comparison shows only companies that aren't ruled out for your address.

More answers: Home warranty FAQ · Blog

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