Texas guide · Updated October 22, 2026
Best Home Warranty Companies in Texas
Long, hot summers put real strain on Texas air conditioners, water heaters and pool equipment. A home warranty can help with the cost of covered repairs. Texas places residential service contracts under its service-contract provider framework; confirm current requirements with TDLR.
See which companies serve your exact address
Availability changes by ZIP code. Enter yours to compare current plans and service fees side by side.
Enter your ZIP codeHome warranty companies serving Texas
Listed in no particular order — not a ranking. The best fit depends on your home, your budget and the coverage you want.
Choice Home Warranty
Serves the stateSells plans in this state. Pricing is shared in your personalized quote.
American Home Shield
Serves the stateSells plans throughout this state, with no ZIP codes excluded in its latest targeting list.
Select Home Warranty
Serves the stateSells plans in this state. Enter your ZIP to see its published starting prices and service fees.
First American Home Warranty
Some ZIP codesServes many, but not all, ZIP codes in this state. Your ZIP decides whether it appears.
We based this list on territory info we recorded on October 21, 2026. It may have changed since then. Enter your ZIP to compare. Check with the company that they serve your address before you buy.
What Texas homeowners should check
Air conditioning runs most of the year
Heavy HVAC use means more wear. Compare how each plan handles refrigerant, repair limits and full system replacement.
Hard water and water heaters
Mineral buildup is common in many Texas cities. Check whether sediment-related failures are excluded.
Pools and add-ons
Pool and spa equipment is usually an optional add-on. If you have one, ask for it in your quote.
How Texas regulates home warranties
Agency: Texas Department of Licensing and Regulation
Law: Residential service contracts under Occupations Code Chapter 1304; former Chapter 1303 repealed
This provisional summary, its classification and the agency's role still need current-law review. Confirm with the official state resource.
Common questions
Who regulates home warranty companies in Texas?
Residential service contracts under Occupations Code Chapter 1304; former Chapter 1303 repealed. This provisional summary, its program classification and the agency's role still need review against current state law. Start with the official state resource and confirm before relying on it.
Does a Texas home warranty cover foundation problems?
Usually not. Foundation movement is typically excluded or very limited. Read the plan's exclusions before you buy.
More answers: Home warranty FAQ · Blog
Compare Texas home warranty plans
Free and with no obligation. See which companies serve your ZIP code.
Get startedOther state guides: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Rhode Island · South Carolina · South Dakota · Tennessee · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming