12 Questions to Ask Before You Buy a Home Warranty
Use this list to compare providers apples to apples and avoid surprises after you sign.
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Home warranty guides for real homeowners.
Straightforward advice on coverage, costs, claims and keeping your home running. A new article every day.
Costs & choosing a plan
Is a Home Warranty Worth It? An Honest Way to Decide
A home warranty is a great fit for some homes and a poor fit for others. Use this simple framework to decide for yours.
Read article →Home Warranty Deductibles and Service Fees: How They Work and How to Pick One
The service fee — sometimes called a deductible — is what you pay each time a technician visits. Here's how it works, when one visit counts as a single fee, and how to pick the right one for your home.
Read article →Home Warranty vs. Homeowners Insurance: What Each One Actually Pays For
Insurance and home warranties protect against very different problems. Here's a plain-English breakdown of which one helps when something goes wrong.
Read article →Coverage & contract terms
Coverage Caps: The Home Warranty Detail Most People Miss
Coverage limits decide how much a provider will actually pay. Here's how they work and how to compare them.
Read article →Does a Home Warranty Cover Refrigerator Repairs?
How home warranties usually treat refrigerator breakdowns, ice makers, extra fridges and spoiled food, plus a checklist for reading the contract.
Read article →Does a Home Warranty Cover Plumbing, Leaks and Stoppages?
What home warranties commonly cover in a home's plumbing system, why water damage and frozen pipes are often excluded, and what to ask before you buy.
Read article →Does a Home Warranty Cover Washers and Dryers?
How home warranties usually handle washer and dryer breakdowns, why vent cleaning is not a repair, and what to confirm before you buy.
Read article →Pre-Existing Conditions and Home Warranties: What You Need to Know
Pre-existing conditions are one of the most common reasons claims are denied. Learn what they are and how to protect yourself.
Read article →Does a Home Warranty Cover Water Heater Repair or Replacement?
What home warranties typically cover on tank and tankless water heaters, why water damage is a separate question, and what to check in the contract.
Read article →Home Warranty Waiting Periods: Why They Exist and How to Plan Around Them
Many home warranties don't start covering repairs right away. Here's what a waiting period is and how to avoid getting caught by one.
Read article →Does a Home Warranty Cover HVAC Repair or Replacement?
How home warranties usually treat furnace, heat pump and central air failures, what is commonly excluded, and the contract questions to ask before you buy.
Read article →What Does a Home Warranty Cover? Systems, Appliances and Add-Ons Explained
A home warranty covers repairs and replacements for home systems and appliances that break down from normal wear — but only the items your plan lists, and only under the contract's caps and exclusions. Here's how to read what's actually covered.
Read article →Claims & repair questions
How to File a Home Warranty Claim: A Step-by-Step Guide
Filing a claim the right way can speed up repairs and help avoid denials. Here's exactly what to do when something breaks.
Read article →Maintenance & safety
How Long Do Home Appliances Last? A Practical Lifespan Guide
Typical lifespans for refrigerators, dishwashers, washers, dryers, furnaces and more, plus tips to help each one last longer.
Read article →Buying, selling & renting
Home Warranty for Condos: What Belongs to You vs. the HOA?
How to decide whether a condo home warranty makes sense by separating the equipment you own from the shared systems your association maintains.
Read article →Home Warranties for Rental Properties: A Landlord's Guide
How landlords use home warranties to manage repair costs and tenant requests, and what to watch for in rental coverage.
Read article →Selling Your Home? How a Home Warranty Can Help
A seller-provided home warranty can reassure buyers and protect you during the listing period. Here's how it works.
Read article →Just Bought a Home? How to Choose a Home Warranty for Your First Year
New homeowners face unknowns with every appliance and system. Here's how to decide whether a first-year home warranty fits.
Read article →Next article: November 9, 2026.