Does a Home Warranty Cover Washers and Dryers?

Short answer: washers and dryers are often included in appliance or combination plans, but not always in systems-only plans. Coverage typically applies to mechanical failure of the machine itself, subject to fees, caps and exclusions.

What is often included

Plans that cover laundry appliances commonly name internal parts such as motors, pumps, belts, timers, control boards and heating elements. Confirm the list in the sample contract, since it differs across companies.

What is often limited or excluded

• Dryer vent cleaning and lint removal, which are maintenance, not repairs
• Venting or ductwork outside the machine
• Cosmetic parts such as knobs, doors, lids, glass and dials
• Damage from overloading, foreign objects or misuse
• Clothing or water damage caused by a failure
• Commercial units or extra machines beyond the plan's count

Laundry appliance contract checklist

• Are washers and dryers in the base plan or an appliance or combination tier?
• Is there a separate dollar limit for each machine?
• Are stacked, combo, or high-end models handled differently?
• Do I need to keep the dryer vent clean to stay eligible, and what proof is expected?
• Does the plan replace with a similar model, offer cash, or cap the payment?

Compare how fees and limits interact in how home warranty service fees work.

Next step

Enter your ZIP code on our quote form to see which companies serve your area, then read each sample contract for the items above before you choose.