Published by Paradox M LLC
How to Compare Home Warranty Companies Side by Side
A simple, repeatable method for comparing home warranty providers on price, coverage, service and reputation.
Shopping for a home warranty is easier when you compare the same things for every provider. Here's a simple method.
1. Start with your needs
List the systems and appliances you most want covered and any add-ons like a pool or septic system.
2. Gather quotes for your ZIP code
Prices vary by location and home size. Get two or three quotes for the same plan level. Our free tool lets you compare home warranty quotes in about a minute.
3. Line up the costs
Compare the yearly price, the service fee, and how prices change at renewal.
4. Compare coverage details
Look at coverage caps, exclusions, pre-existing condition rules and waiting periods.
5. Check service terms
Ask about response times, technician networks, repair guarantees and whether you can use your own contractor.
6. Check reputation and licensing
Read reviews from several sources and check the company's standing with the Better Business Bureau. Confirm licensing or registration with our state regulation guide.
7. Read the contract
Before you buy, read the sample contract from start to finish. The FTC advises consumers to get service contract promises in writing.
Keep it simple
The best plan is the one whose coverage, costs and service terms fit your home. Our FAQ answers the most common questions along the way.
Related reading
- 12 Questions to Ask Before You Buy a Home Warranty
Use this list to compare providers apples to apples and avoid surprises after you sign.
- Is a Home Warranty Worth It? An Honest Way to Decide
A home warranty is a great fit for some homes and a poor fit for others. Use this simple framework to decide for yours.
- What Does a Home Warranty Cover? Systems, Appliances and Add-Ons Explained
A home warranty covers repairs and replacements for home systems and appliances that break down from normal wear — but only the items your plan lists, and only under the contract's caps and exclusions. Here's how to read what's actually covered.